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Questions? Call Us Today (954) 857-9723

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Questions? Call Us Today (954) 857-9723

Commercial General Liability Insurance

Don't let a lawsuit ruin your business - contact us at Capital Risk Insurance Group today to learn more about our commercial general liability insurance policies.

What is Commercial General Liability Insurance?


Commercial General Liability Insurance, commonly known as CGL, is a type of insurance policy designed to protect businesses from liability claims for bodily injury and property damage arising from their premises, operations, products, and completed operations.


For instance, if a customer slips and falls at your business location or if a product you manufacture causes an injury, the costs associated with legal defense, settlements, or judgments can be significant expenses. CGL insurance can help cover these expenses and protect your business from potential financial losses. Overall, Commercial General Liability Insurance provides businesses with coverage for a range of potential liabilities associated with their operations, products, or services, which can help provide peace of mind and protect your business from unexpected legal and financial consequences.

What Does General Liability Insurance Cover?


Commercial General Liability Insurance covers a variety of situations, including:

Third-party Bodily Injury

If someone is injured on your business premises due to your negligence, this insurance can cover the medical expenses and legal fees associated with a lawsuit.

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Property Damage

If your business operations cause damage to someone's property, such as a client's car or home, commercial general liability insurance can cover the costs of repairing or replacing the damaged property.

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Personal and Advertising Injury

If your business is accused of defamation, libel, or slander, or if you have infringed someone's copyright, your commercial general liability insurance can cover the costs of the lawsuit.

How Can Commercial General Liability Insurance Benefit Your Business?


Investing in Commercial General Liability Insurance can provide your business with several benefits:

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Financial and Legal Protection

Commercial General Liability Insurance safeguards your business by covering legal defense costs, judgement costs, or settlement costs, protecting your assets and preventing bankruptcy due to unforeseen legal actions.

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Peace of Mind

Running a business can be stressful, but having Commercial General Liability Insurance can help ease some of those worries by providing your business with protection in the event of an accident. This coverage can offer peace of mind and allow you to focus on growing your business.

Business Reputation

Reinforce Your Business

Commercial General Liability Insurance can help demonstrate to your clients, partners, and stakeholders that your business takes their safety and well-being seriously. This can help build trust in your brand and reinforce your reputation as a competent and responsible business.

Compliance

Meeting Requirements

Having Commercial General Liability Insurance coverage can support your business in securing more business opportunities and demonstrating your commitment to clients' and partners' safety since some may require it to minimize their liability in accidents or injuries.

Overall, Commercial General Liability Insurance can provide your business with vital protection and help you mitigate risks that could affect your bottom line. Contact our experienced insurance agents today to learn more about how your business can benefit from this coverage.

Let Us Help You Protect Your Business


At Capital Risk Insurance Group, we understand that every business is unique, and there's no one-size-fits-all solution when it comes to commercial insurance. That's why we offer customized insurance solutions tailored to meet your business's specific needs.


Our experienced insurance agents can help you assess your business's risks and offer expert advice on the coverage options that best suit your business's needs and budget. We'll work with you to create a comprehensive insurance plan that provides proper coverage for property damage, bodily injury, and advertising injury.

We take pride in developing and maintaining long-term relationships with our clients. We're committed to providing you with personalized service and support to ensure the protection of your business. When you work with us, you'll have peace of mind knowing that your business is protected.


Contact us today to learn more about how we can help you protect your business and to get a customized quote for Commercial General Liability Insurance. Our team of experienced agents is always ready to assist you.

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